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The Bank reserves the proper to retain the application types and documents provided therewith, including pictures, and will not return the identical. Processing payment on the transferred quantity might apply as per latest Schedule of Charges. The Bank shall act as an agent in providing this facility and can’t be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. The Bank might at its absolute discretion issue a Supplementary Card to a person nominated by the Cardholder and accredited by the Bank. The Supplementary Cardholder must be of 18 years of age or over. The concern of the Supplementary Card shall be subject to such Terms and Conditions, which the Bank might deem necessary.

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The payment shall be mirrored throughout the similar day of instruction. The use of the Card by the cardholder to obtain a Cash Advance shall be deemed to represent the Agreement of the Cardholder to pay a money advance payment and finance charge as decided by the Bank once in a while on the quantity of money advance. Finance cost shall be levied on each Cash Advance from the date of the advance until repayment is made in full. The Bank could from time to time, vary the amount of cash advance restrict, money advance payment and finance cost payable by the Cardholder.

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The installment tenure could vary from 6 to 36 months. The cardholder can purchase their desired products from BRAC Bank Flex partners‘ shops with BRAC Bank Credit Card Flex facility. The minimum purchase amount to avail Flex facility is TK.

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• It permits for simple navigation throughout the foyer in order to find the various recreation classes, the state of affairs is now modified and increasingly individuals are utilizing their cell units together with tablets and smartphones to play on-line slot games.
• The use of the Card by the cardholder to acquire a Cash Advance shall be deemed to represent the Agreement of the Cardholder to pay a cash advance payment and finance charge as decided by the Bank from time to time on the amount of money advance.
• The restriction is on the sole discretion of BRAC Bank Limited.

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In case the Cardholder does not need his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation ought to be despatched to the Bank two months upfront. Intimation despatched sooner than two months or less than 30 days earlier than the expiry cannot be accepted. The Bank can also provide details about the Cardholder and the conduct of his/her accounts to any extra cardholder or to some other person/body to whom the Bank transfers its rights and obligations under this agreement. The Bank shall have the proper to verify the credit score standing of the applicant for the card/or verify standing of the Cardholder at any instances as and when the Bank deems match irrespective of him/her. The cardholder and/or his estate shall be answerable for repaying in full any outstanding balances on the cardboard account and shall keep the Bank indemnified for all prices and expenses incurred in recovering such outstanding balances. The Bank screens the risk of using the Card in the High Risk Countries.

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The cost by the Cardholder of any sum to the Bank in respect of any Statement of Account shall constitute binding and conclusive evidence of the acceptance by the Cardholder of the entries shown on that Statement of Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual charge as prescribed by the Bank for the cardboard and an annual payment prescribed by the Bank for each Supplementary Card. „Security“ means the lien of any account/Fixed Deposit/Financial Instrument against which the card is issued . „Payment Due Date“ means the date specified within the Statement of Account, by which date, payment of the Total Payment Due or the Current Balance or any half thereof or a minimum of the Minimum Amount Due is to be made to the Bank. „Guarantee“ means lien of any account/Fixed Deposit/financial instrument against the issued Credit Card restrict.

Should the Cardholder be away from Bangladesh more than a month, the Card Account should be settled 7 days previous to his/her departure. The Bank will immediately comply with disclosure of information to any authority under any regulation. The Priority Pass card is only legitimate as much as its date of expiry and may not be used by any person other than the cardholder. Fees and expenses could apply on the utilization of Priority Pass.

Payments made by the cheques drawn on a location where the Bank does not have a branch shall be topic to a processing and handling fee as decided by the Bank once in a while. A cheque deposit shall be acceptable for assortment and the proceeds shall not be obtainable until the cheque has been cleared and the proceeds paid to the Bank. Any money deposits might only be regarded as having been acquired by the Bank upon crediting the same to the Card Account. Use of the Card at any ATM of the Bank or any other financial institution or establishment with whom the Bank has an Agreement for using the ATM of the mentioned financial institution or establishment during which case advance shall be additional subject to the relevant daily withdrawal limit of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card without assigning any cause.

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From time to time, Bank might monitor and/or document telephone calls between the Cardholder and Bank to guarantee the quality of its customer service or as required by relevant regulation. When presenting the Priority Pass card on coming into the lounge, lounge workers will take an imprint of the cardboard and concern a ‚Record of Visit‘ voucher to the cardholder or make a log entry. Some lounges have electronic card readers, which is in a position to take the cardholder’s element off the magnetic strip on the reverse aspect of the Priority Pass card. Where applicable, the cardholder should sign the ‚Record of Visit‘ voucher, which will also mirror the precise variety of accompanying guests, if any, however does not show any per individual per go to cost.

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This may require the disclosure of information to a Bangladeshi or overseas governmental or regulatory authorities or to another individual we reasonably think essential for these purposes. The Priority Pass card just isn’t a cost card nor it is a proof of creditworthiness and attempts to use it as such could constitute fraud. Once a Balance Transfer has been made, the shopper has to continue the balance transfer quantity for at least 6 months with BRAC Bank i.e., the customer cannot switch the stability to another bank within the specified time period. If the cardholder misses to pay four consecutive EMI funds, the total quantity shall be again transformed into outstanding with common rate of interest. The cardholder should purchase Motorbikes with BRAC Bank Credit Card from any Motorbike Partner outlets and convert the transactions into Motorbike installment plan at 16% efficient rate of interest every year.

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In the occasion the same is not obtained in a sealed envelope, the Cardholder shall contact a BRAC Bank department or the BRAC Bank 24-Hour Call Center. The PIN provides access to the Card Account and the Cardholder accepts the sole responsibility to be used, confidentiality and protection of the PIN, as properly as for all orders and information adjustments entered into the Card Account using such PIN. The Cardholder shall not document the PIN in any type so as to facilitate the PIN coming to the data of a 3rd get together. BRAC Bank is permitted by the Cardholder for carrying out transactions and instructions authenticated by the PIN and shall not revoke the identical.

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